And hoarded wealth and withheld it.
Those who hoarded and counted.
and amassed (riches) and hoarded
And hoards then withholds
And gathered/collected , so he comprehended/accepted
…. did nothing but making and saving money
And accumulated wealth and hoarded it
And hoarded wealth and withheld it
And (he who) accumulated wealth and then held it (from distribution)
(It will claim) him who amassed (wealth) and withheld (it)
And collect (wealth) and hide it (from spending it in the Cause of Allah)